SIF(Specialised Investment Fund )

Strategic Wealth Creation through Specialised Investment Funds

A Specialized Investment Fund (SIF) is a newly introduced investment option in India, designed for investors who want more flexibility than traditional mutual funds - but don't qualify or wish to invest the ₹50 lakh minimum required in a Portfolio Management Service (PMS).

Think of a SIF as a mid-level investment vehicle:
i) Not as rigid and retail-friendly as Mutual Funds (MFs)
ii) Not as exclusive and high-ticket as PMS

A SIF is managed by a professional fund manager and allows investors to participate in custom strategies like private credit, thematic equity, or structured debt, with a minimum investment of ₹10 lakh. These funds are governed by SEBI (Securities and Exchange Board of India) under a new framework rolled out in 2024–25.

Quick Snapshot:

• Regulated by: SEBI
• Managed by: SEBI-registered Asset Management Companies (AMCs)
• Minimum investment: ₹10 lakh (unless you're an accredited investor)
• Strategy: Flexible - equity long short, debt long short, thematic equity, hybrid models

For Taxation related Queries on SIF, kindly contact us.